Just got my first ever iPhone this week from Verizon. One of the things that I struggled with when making this decision was the inability to talk and surf on LTE (I still can't figure out why Apple crippled this). I'm curious to ask those in the community on Verizon - has this been an issue for you at all? I had a 3G phone, and I don't recall this being a frequent issue, but I was disappointed that simultaneous voice and data would not work on Verizon LTE.