Iphone 4s won't charge. Any ideas?

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Hi there
I put my phone on to charge yesterday but when I took it back off the charger it hadn't completely charged. I did notice a little water by the charger lead (not sure if that is significant or not).
I tried different chargers in case the one I was using was faulty but to no avail. It still has a little charge but I have switched it off so that I can save it for removing photos etc (manually as the lead doesn't work in the computer either).
I have tried turning on and off and also turning off whilst pressing the home button.
I don't know what else to do.
It does not have any signs of damage at all so I am clueless as to why this has happened.
I downloaded ios7 the other week but it has charged fine up until yesterday. I mention this as I noticed some people saying their phone wouldn't charge after downloading ios7.
Any help would be gratefully appreciated.
Thanks in advance
Nicky