I looked at Verizon's policy again and it said the phone must be in "like-new" condition. As for the dent, its a tiny dent on the bottom (but still bothers me) but everything about the phone is flawless. Anyway, that doesn't matter because I went into Apple...
I went in and told them I just got the phone last week and it feel out of my pocket and dented. The guy at the genius bar told me that starting with the iphone 5 (because of the way their made) Apple says they all include a FREE ONE YEAR WARRANTY and can be returned for COSMETIC DAMAGE. However, you get a refurbished or new phone. Considering I bought the phone at Verizon, it was very cool of them and this is why I will blindly give Apple my money for years to come. Originally they told me I would have to wait 2-3 weeks get it because the ones in the back were for major issues (ie phone wont turn on, no sound, etc), but the guy came back and said they had enough. All in all, pretty sweet.
Anyway, after looking into it, it seems had I wasted what would have been probably 2+ hours in there store, it seems that I wouldn't have been able to return the phone within the 14 day period as it indicates it must be in a like new condition. However, the person I spoke to on the phone told me I would be able to exchange/return it regardless of the dent within the 14 days, but fortunately that doesn't matter.
As for Apple, maybe as someone mentioned I ended up with a cool Apple Genius, but he definitely said that starting with the iphone 5 that they all include a free 1 year warranty which includes COSMETIC damage. Either way, I am satisfied, and thanks for the help.
And for anyone who stated I was trying to commit fraud, please do yourself a favor and look up the definition.