Fifth Third said:With Cell Phone Protection* from Fifth Third, you're protected against damage to, or theft of, your cell phone, as well as up to two additional phones listed on your wireless billing statement.
You'll be protected with up to $200 in reimbursement for eligible phones purchased for personal use on traditionally billed plans. All you have to do is use your Fifth Third consumer credit card to make your monthly payments and your coverage is automatic.
Make the right call, and take advantage of Cell Phone Protection* from Fifth Third Bank.
For complete details of your benefits, please see the Cell Phone Protection Terms and Conditions.
*Cellular Telephone Protection is subject to a fifty dollar ($50.00) deductible per claim and a maximum of two (2) claims per twelve (12) month period. The maximum benefit limit is $200 per claim and $400 per twelve (12) month period. To be eligible for Cellular Telephone Protection, you must charge your monthly Cellular Wireless Telephone bills to your Fifth Third consumer credit card. Your Cellular Telephone Protection begins the first day of the calendar month following the payment of the Cellular Wireless Telephone bill using your Fifth Third consumer credit card. Additional terms and conditions apply. Refer to your Cell Phone Protection Terms and Conditions for further details.
It covers mechanical craziness too. So if after the first year you still have it and it goes off the deep end, they'll replace it. If not you're on your own.I've always chosen insurance as I'm not the type to break my devices. My issue would be that they would end up lost or stolen. At my work (Esurance-Allstate company) we provide cell phone insurance that includes loss and theft. That's important to me. So I just skip over Applecare honestly.
It covers mechanical craziness too. So if after the first year you still have it and it goes off the deep end, they'll replace it. If not you're on your own.