Did you get insurance on your iPhone 5?

[Alexan81]

Nope

The amount you pay for insurance during 2 year contract exceeds the phone resale value

Not a good decision moneywise

 

[dwayne.williams]

I got insurance so I could go naked.

 

[aubreyq]

Nope

The amount you pay for insurance during 2 year contract exceeds the phone resale value

Not a good decision moneywise

That is exactly what it boils down to. I never put insurance on my phones, but I suppose lifestyle has to come into account. For example, the gentleman that keeps getting thrown into swimming pools should definitely get it When my teenage son gets a phone, he'll probably get a LifeProof case. I personally use a Case Mate Tough Xtreme but it's not waterproof.

 

[grassyblue]

Getting insurance just makes no sense for those who plan to upgrade every year or even every other year. If you're careful with your phone and use a protective case, it should be just fine. Sell it when you want to upgrade and you'll get most of your money back.

 

[anon(153966)]

I bought the Best Buy Geek Squad insurance. A bit expensive, but I'd get an instant walk-in replacement if something happened.


Sent via iMore app on iPad 2...

 

[trtmazda3]

Got insurance on my 5 purely for the risk of it getting stolen.

 

[Thegreatone3]

Nope. I've been very lucky so far, though. I'm kind of OC about protecting and keeping my phones safe at all times. I've had five smartphones over the last five years and all have been spotless when I retired them. The day I lose or break my smartphone is probably when I'll spring for insurance.

 

[pappy53]

Nope

The amount you pay for insurance during 2 year contract exceeds the phone resale value

Not a good decision moneywise

I am confused. $10/month X 24 months= $240. How does that exceed the resale value, even after two years?

 

[Fausty82]

I did Best Buy's insurance. It's a little more but no deductible.


Sent from my iPad 2 using Tapatalk

Best Buy's insurance is as close to a scam as they can get away with. Run, don’t walk AWAY from it.

 

[rclay100]

I also second geek squad.

 

[Rocket_Girl]

Asurion is used as well. I trust Apple refurb more than Asurion, as Apple will stand behind them. AC+ for me.

 

[Rocket_Girl]

I used to never get insurance. I was thrown into the pool once and ruined the phone. Paid out of pocket for a new one. Then I got thrown in a month later with the new phone. Same issue. Now, I get the insurance. Just had a thought, if the insurance is 9.99 per month and it costs $10 to add a line, is it worth getting the insurance?

Costs $10 to add a line- but you either have to buy the phone off- contract($$$) or pay for two contracts - yours from wrecked phone and new one. $10 to add a line and $90 per month to run it (min$50), def. insurance.

 

[iPhobia]

Absolutely got apple care+ for my phone. Only had the phone a month and a half before I broke it and got another. $49 deductable and $35 to put a case on this one and a brand new phone.

 

[ljpuk]

No apple care+ here in UK. I've just put the money aside to go and get one from Apple if I need a replacement.

 

[jclisenby]

Apple Care+. No way I would pay for carrier insurance with that available.

 

[ktez]

I have AppleCare+ also. The insurance through Verizon was just way too expensive and Square Trade is not available in my state. The only bad thing is the nearest Apple store is over an hour away, but if something happened to my phone, it would be totally worth it to go there and get it taken care of.

 

[CardsFan314]

Apple Care FTW...