iPhone 4 stolen w/o Insurance question

[BlackFenrir]

If my iPhone 4 was stolen, can I purchase insurance for it and then make the claim to get a new one?

 

[OKCChuck]

No. Fraud never works.

 

[chobbs1]

I doubt it. I am so sorry to hear that
Your phone was taken from you. I hope that I can prevent this but I know that it is always possible. Maybe I should think about buying insurance before this happens to me.

 

[BlackFenrir]

But I'm not committing fraud here. I got my iP4 but never purchased insurance for it. It gets stolen and now I have no way of getting another one for a subsidized price unless I add another line with AT&T. I can't do the latter because I had to do that to get it in the first place.

 

[BlackFenrir]

I doubt it. I am so sorry to hear that
Your phone was taken from you. I hope that I can prevent this but I know that it is always possible. Maybe I should think about buying insurance before this happens to me.

Anyone I could call to find out?

 

[OKCChuck]

But I'm not committing fraud here. I got my iP4 but never purchased insurance for it. It gets stolen and now I have no way of getting another one for a subsidized price unless I add another line with AT&T. I can't do the latter because I had to do that to get it in the first place.

my girlfriend works insurance claims. Whether it's an iPhone or a car, doing what you're talking about is fraud. They're not going to prosecute you over it, but it is fraud. You can try, i don't knwo if it'll work.

 

[OKCChuck]

You could try it though. buy the insurance, then wait about a week, then say it was stolen?

 

[chobbs1]

Sorry but okcchuck is correct. You cannot insure something you do not have. In order to be covered you must buy the insurance first before the theft. Again I am so sorry this has happened to you. And I do not know who you would call as I said, I also do not have insurance.

 

[BlackFenrir]

This is much too complicated. I'll just call AT&T and let them know what happened. I'll see if I can just add another line and switch SIM cards. Thanks for the help. I'll definitely purchase the insurance this go around.

 

[OKCChuck]

This is much too complicated. I'll just call AT&T and let them know what happened. I'll see if I can just add another line and switch SIM cards. Thanks for the help. I'll definitely purchase the insurance this go around.

I'm sure they'll let you add another line.

 

[dndkpj]

Did you pay with a credit card? Some credit cards cover your purchases against theft for a certain time period. My card covers it- but only to the amount actually paid on that card. If my was stolen within 90 days of purchase they would pay me the amount I paid. It is worth checking into if you paid with a credit card.

 

[chobbs1]

I sure hope they give you a break!!!

 

[Duvi]

You would have to add the application through the iPhone anyways...
that is actually how they stop you from committing the crime you
wanted to commit. I have it and it had to be downloaded from the
app store first and then a sign up process occurred. Also, it had to
have been within 30 days.

Sorry to hear your phone was lost. The cheapest route would be to
get another one at the early upgrade price for $200 more. I say this
because if you add a new line, you're paying $240 for the 2 years and
just buying another iPhone is only $200 more.

 

[killthelights32]

If my iPhone 4 was stolen, can I purchase insurance for it and then make the claim to get a new one?

I do believe in many countries that is called insurance fraud and comes with a fine and jail time.