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Yes, as long as cellular companies offer 24 / 36 month payment options.
That may be why, but they still screwed up with pricing. I know they do more market research in 2 hours than I can do in a lifetime, but the XR would easily be looked at more as a better option for people if it started at $649 instead of what it is now.The backlash that is feeling right now is something I’m sure they expected. It’s why they brought out the XR I’m guessing.
Just like car dealers offering 7 year payment options. It makes people think they can afford something they probably can’t.
Then that falls 100% on the shoulders of the buyer.
When I go car shopping, I already know how much of a monthly payment I can afford. When I find a car I want but it's outside my payment range, I either try haggling or I compromise to find what I'm looking for at a payment I can afford. If I decide to buy something outside my payment range and then it gets repoed, that's my fault for buying it.
If Tmobile offers 24 or 36 monthly payments on a brand new $1000+ device to make it affordable to their customers, and the customers can't afford that extra $30-ish a month, then shame on them for buying it.
I also think Apple overdid it with the various colors. I’ve talked to three people I know who are causal when it comes to Apple, and when the XR comes up they immediately say “5C”. That’s what people outside of these enthusiast walls think of the XR.
I’m in agreement with you and, until I actually took the time to see the device for myself, I, too, thought of the iPhone 5C. Thankfully, I was wrong....
I also think Apple overdid it with the various colors. I’ve talked to three people I know who are causal when it comes to Apple, and when the XR comes up they immediately say “5C”. That’s what people outside of these enthusiast walls think of the XR.
So do you think more people will be willing to buy the $1,000+ iPhone models, but not as frequently? Perhaps every two to three years?
Just like car dealers offering 7 year payment options. It makes people think they can afford something they probably can’t.
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It’s the same as 30 years on a house*
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True, always better to pay off as soon as able.
At least a house is an investment though.
An extremely risky investment! Areas go to crap real fast nowadays & if you still have payments, you’re pretty much stuck.

Well, I guess that could be true depending where you live. I would never buy a house in a market where prices are volatile, like San Francisco. I’m talking averagetown America.
Buy low like Apple stocks, right?![]()
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Just like car dealers offering 7 year payment options. It makes people think they can afford something they probably can’t.
I've never understood this. It's like some people are under the belief that if you don't have $1200 to drop on a phone so you decide to spend $50/month instead, you can't afford it? Financing is a thing is a variety of industries whether it's cars, furniture, homes, etc. Financing something doesn't mean you can't afford it, imo. Maybe you can't afford the up front cost and so financing makes it affordable for one's budget.
I've never understood this. It's like some people are under the belief that if you don't have $1200 to drop on a phone so you decide to spend $50/month instead, you can't afford it? Financing is a thing is a variety of industries whether it's cars, furniture, homes, etc. Financing something doesn't mean you can't afford it, imo. Maybe you can't afford the up front cost and so financing makes it affordable for one's budget.
