My choice of 'must have' apps for me is a little sad. But i guess everyone has their own needs for their smartphones!
National Rail: It tells me exactly where the trains are, wakes me up a stop before I arrive. What platform it will arrive on - quite simply a huge time saver when I am commuting!
Natwest: Easy to transfer money to people, keep track of my funds, move money around and get cash out of a cash machine without the use of my card. I am very forgetful - so this is great! (Just can't forget my phone!)
Whatsapp - The bane of my life for those that insist on using Whatsapp because they don't have an iPhone and can't bear to use SMS. But it is handy for sending and receiving photos for free.
Mail - OK, OK I know this isn't an app we install, but WOW. I love the mail app.... That is all.
Instagram - I like looking at arty farty photo's and have people look at mine, no more to be said
Snapchat - (guilty pleasure) mainly my daily laugh from friends across the globe. Things people wouldn't normally send, but do over snap chat. I love it.
Maps - again.... already included in iOS, but seriously, when I get sent on a diversion across London, and someone thought it would be funny to take down or move the Diversion signs, the Maps app really is a blessing in disguise!
Linked In - a little dull, but its amazing for networking with other people in the same shoes as me, and keeping my work profile up to date for potential employers.
After reading about my favourite apps, I can't help but think I am a little boring! ha ha