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Do I have a past due bill with Verizon. That is about $470. I was out of work for almost 3 months. Ive called and set up payment arrangements with financial services since I've just obtained employment.

With that being said, I own the IPhone 4S. I don't think they will let me add a line to get the IP5. I'd have to wait another month to have this past due balance payed off. Is there anyway I can beat the system? I wanted to tell them it's for my sister wanting to add a line. Any suggestions would be great. It's gonna kill me to wait this out lol.