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I know there have been several post going around about this but just want to clarify some things. I currently on Verizion More Everything plan. I pre ordered the 6s+ 64gb through Verizion on the edge program which will drop my line access fee from $40 to $15. So looking for next year.

I will be paying $35.41 per month x 12= $424.92 but to upgrade would have to pay off the remaining balance of $425 so sell for $450 then preorder again.

Or could do Apple Upgrade. Pay $42.45 per month x 12= $509.40 then return to Apple and start over again with the new phone.

Would Verizon still treat as bringing own phone and give line access at $15 a month with Apple Program?

So main difference are:

1. Separate bill to Apple for phone than just on cell bill
2. Cost $84 more on Apple but get Apple care+ and piece of mind of not selling phone and being without. Currently using a Moto e for next 10 days

Is there any other reasoning for using Apple or carrier?