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Apple upgrade program question


Trusted Member
Nov 23, 2012
So after finding out apple does not do T-Mobile financing I am gonna do the upgrade program.

What I'm curious about is they said I had to have 3 months payments plus the tax available on my credit card. The question, do they charge those three months or is it just an authorization that falls off.


New member
Sep 28, 2016
Another option is that Barclay Card has an Apple Rewards card that does 3 times points for Apple products. Pretty sure the approval is basically automatic (unless I suppose credit score is really horrendous) when getting a new phone via the upgrade program.