Just telling the whole truth, not the sugar coated version.
In all fairness, you left some pretty big pieces out.
While it technically voids the warranty, it's rarely enforced. A hardware failure will still result in a replacement phone. Anything that doesn't disable the screen can be fixed with a restore. Voiding the warranty is used as a threat rather than an actual practice.
The malware attacks you're speaking of require ssh to be enabled. Jailbreaking alone doesn't do this. You must opt into this option within cydia by specifically searching for it. You can also mitigate the threat by changing your root and mobile passwords, using sbsettings to disable ssh when not in use, or a combination of both.
Two different jailbreaks exploited bugs to install software from the mobile browser. As you're obviously not as technically inclined as you pretend to be, let me explain what that means. Those jailbreaks used an exploit that malware could also use, in factory phones. The most recent web based jailbreak also resulted in a patch being released to jailbroken phones to fix this vulnerability first. Without jailbreaking, these exploits would be much more likely to find use in malware.
You suggest you're providing the while picture in response to people sharing a biased opinion that only represents one side of the coin. Instead, you're doing the same exact thing you accuse others of. Sadly, while they choose to not get into depth about every possible thing that can happen, their statements were actually accurate. Yours were spoken from a position of ignorance only worsened by the condescending way you finished your post. If you don't have anything intelligent to say, at least have the courtesy to not talk down on others?