Originally Posted by
KillerQ This is what the Apple store phone rep just advised me of... True?
What if you don't have any regular credit cards....? Sad face! This may force me to get my phone through Verizon after all....
You don't need one if you go through a carrier program like AT&T Next as long as you have a valid / current account without negative past payment history. The Apple plan does not go through Apple themselves but through a CC company that requires someone to have a CC and credit history. I have seen people with a CC and 700+ credit get denied, but those with 640 or lower get approved. I am no longer surprised on the randomness of it all.