Originally Posted by
serglb No, I know you can use a debit CARD but I didn't know you could utilize debit transactions... Wouldn't that defeat the purpose of tap to pay?
It runs the same...exactly the same...as when you swipe it, just that it sends a token and device acct number. So if it would require a pin if you swiped, it still does. McDs doesnt but swiping a debit doesnt either, thats how their system is set up. 99% of the time hitting cancel and selecting credit solves the issue, but apple has no control over the processing side, thats up to processors and banks.