11-05-2014 11:17 PM
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  1. dmbpettit's Avatar
    dmbpettit
    Does anyone know of a way to avoid having to use my pin when using the debit card attached to my Apple Pay? Similar to using the debit card as a credit card?
    11-05-2014 10:25 AM
  2. qbnkelt's Avatar
    qbnkelt
    Originally Posted by dmbpettit
    Does anyone know of a way to avoid having to use my pin when using the debit card attached to my Apple Pay? Similar to using the debit card as a credit card?
    Not that I can think of. You can contact your bank for different card options. Most banks are moving towards chip and pin tech.
    11-05-2014 10:50 AM
  3. sting7k's Avatar
    sting7k
    Originally Posted by dmbpettit
    Does anyone know of a way to avoid having to use my pin when using the debit card attached to my Apple Pay? Similar to using the debit card as a credit card?
    Select pay as credit instead of debit when the option appears on the PoS terminal. If that option does not appear then it's likely your bank has set it up so that it will work only as debit via Apple Pay; so your PIN will be required.
    11-05-2014 10:56 AM
  4. serglb's Avatar
    serglb
    I didn't know you could use debit with Apple pay...

    Enable Touch ID in your settings though.
    11-05-2014 06:03 PM
  5. metacuate's Avatar
    metacuate
    Originally Posted by serglb
    I didn't know you could use debit with Apple pay...

    Enable Touch ID in your settings though.
    You can. I have had a chase debit card in it since day one.
    11-05-2014 11:12 PM
  6. serglb's Avatar
    serglb
    Originally Posted by metacuate
    You can. I have had a chase debit card in it since day one.
    No, I know you can use a debit CARD but I didn't know you could utilize debit transactions... Wouldn't that defeat the purpose of tap to pay?
    11-05-2014 11:14 PM
  7. metacuate's Avatar
    metacuate
    Originally Posted by serglb
    No, I know you can use a debit CARD but I didn't know you could utilize debit transactions... Wouldn't that defeat the purpose of tap to pay?
    It runs the same...exactly the same...as when you swipe it, just that it sends a token and device acct number. So if it would require a pin if you swiped, it still does. McDs doesnt but swiping a debit doesnt either, thats how their system is set up. 99% of the time hitting cancel and selecting credit solves the issue, but apple has no control over the processing side, thats up to processors and banks.
    11-05-2014 11:17 PM
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