What if you get your card stolen?

[itsgusmetropolo]

With Apple Pay you don't need to put your card's PIN, right? But does it ever ask for you to input your PIN? Like during the setup? Because if not, anyone with a 6/6+ could get your card and set it up and start using. If you don't notice you lost the card, it could be long gone and someone could have bought a lot of stuff.

I'm sorry if this question has been asked before, but I haven't seen it yet. I didn't set up Apple Pay on my 6+ because I live in Canada...

Cheers

 

[anon(52425)]

With Apple Pay you don't need to put your card's PIN, right? But does it ever ask for you to input your PIN? Like during the setup? Because if not, anyone with a 6/6+ could get your card and set it up and start using. If you don't notice you lost the card, it could be long gone and someone could have bought a lot of stuff.

I'm sorry if this question has been asked before, but I haven't seen it yet. I didn't set up Apple Pay on my 6+ because I live in Canada...

Cheers

No PIN needed when setting it up. It does ask you for your card number which you can type in or take a photo of with the camera. Unless that person has the same fingerprints as you, they won't. Maybe I am missing what you are asking but you need a finger scan while using Apple Pay.

 

[anon(52425)]

Nevermind. I think I see what you are saying. If a user looses his say, Chase debit card and someone with an iPhone 6/6+ comes along, takes a quick snap of the card to add it to Apple Pay. I guess that is why companies like Capital One require you to call in to verify or download the verification app before you can start using it in Apple Pay. With Chase (what I use), it just let me add it with no verification check. I got ya.

 

[Eddster]

With Apple Pay you don't need to put your card's PIN, right? But does it ever ask for you to input your PIN? Like during the setup? Because if not, anyone with a 6/6+ could get your card and set it up and start using. If you don't notice you lost the card, it could be long gone and someone could have bought a lot of stuff.

I'm sorry if this question has been asked before, but I haven't seen it yet. I didn't set up Apple Pay on my 6+ because I live in Canada...

Cheers

I think this issue is really independent of Apple Pay. If you lose your card and don't notice, there's nothing stopping someone from using the physical card. One would still need to safeguard their credit/debit cards regardless of whether or not they use Apple Pay.

 

[BreakingKayfabe]

I think this issue is really independent of Apple Pay. If you lose your card and don't notice, there's nothing stopping someone from using the physical card. One would still need to safeguard their credit/debit regardless of whether or not they use Apple Pay.

It really is independent of Apple Pay. Because when you add the card on Passbook it still has to be verified through a method. Whether that is to call or have a verification code sent to your email or phone number.

 

[itsgusmetropolo]

It really is independent of Apple Pay. Because when you add the card on Passbook it still has to be verified through a method. Whether that is to call or have a verification code sent to your email or phone number.

Yeah but whoever got the card can put his email/phone number and still use it, right?

And it is not independent because most cards require a PIN and who got the card couldn't buy in store. For online, they need to know the address, but some sites don't require.

 

[anon(52425)]

It really is independent of Apple Pay. Because when you add the card on Passbook it still has to be verified through a method. Whether that is to call or have a verification code sent to your email or phone number.

My Chase debit required no verification. Took to Apple Pay immediately. Cap One though did require a verification.

 

[BlazingGold]

Chase no verification. AMEX did require it

 

[therandomone]

My Chase debit card required a code that was texted to me to activate the card.

 

[BreakingKayfabe]

My Chase debit required no verification. Took to Apple Pay immediately. Cap One though did require a verification.

Okay. That would worry me.

 

[planoman]

Wouldn't that be silly? I would think it would be fairly easy to trace the identity of the thief if they were using their apple pay to use a stolen card?

 

[itsgusmetropolo]

Wouldn't that be silly? I would think it would be fairly easy to trace the identity of the thief if they were using their apple pay to use a stolen card?

But nothing is shared when using Apple Pay. It would be hard

 

[anon(52425)]

I also just got an email (2 days later) from Chase telling me my card was added to Apple Pay.

 

[itsgusmetropolo]

I also just got an email (2 days later) from Chase telling me my card was added to Apple Pay.

2 days is a lot! Imagine getting your card stolen for two days without noticing? Damn

 

[BreakingKayfabe]

My Chase debit required no verification. Took to Apple Pay immediately. Cap One though did require a verification.

Do you happen to have the Chase app installed and logged in on your device?

 

[anon(52425)]

Do you happen to have the Chase app installed and logged in on your device?

I do yes. I also have the Capital One app installed as well and it still required me to call in to verify.