I got an insurance replacement from VZWs provider Assurion, since I hear & have now signed up with the other one offered now. Not thrilled about a refurb but Mama said could it be new since could there be many refurbs on such a new phone. WDYT?
99.9999% likelihood of being a refurb.
And by today's consumer electronics standards, the iPhone 5 is middle aged now lol!