Time to upgrade! Get an iPhone 12 mini + Unlimited Data for $60/mo
- Well my iphone4 took the ultimate tumble this morning as I was getting my daughter off to school, right down the concrete steps..OUCH! I love my Casemate Barely there case but it did nothing for this type drop! I just about cried....well I started a claim with Asurion, gotta wait until tomorrow (or midnight tonight) cause I don't get paid until then to pay the $169 deductible. I spoke with the rep there and she said, there's a good chance I'd get a new phone since the VZW iphone is so new...anyone have to do a claim with them yet and got a refurbished phone? new phone? I guess either would work since they warranty it for a year...but was just wondering!03-29-2011 08:21 AMLike 0
- Well my iphone4 took the ultimate tumble this morning as I was getting my daughter off to school, right down the concrete steps..OUCH! I love my Casemate Barely there case but it did nothing for this type drop! I just about cried....well I started a claim with Asurion, gotta wait until tomorrow (or midnight tonight) cause I don't get paid until then to pay the $169 deductible. I spoke with the rep there and she said, there's a good chance I'd get a new phone since the VZW iphone is so new...anyone have to do a claim with them yet and got a refurbished phone? new phone? I guess either would work since they warranty it for a year...but was just wondering!03-29-2011 08:29 AMLike 0
- I actually had to file a claim with them already and got a brand new phone sealed in the box. Hope it never happens again but was glad I ha the insurance03-29-2011 11:51 AMLike 0
- I'm okay with the refurbished one but it sure would be nice if its a new one...
@andrewu750, that's cool! great to know!!! I'm praying...
@cardfan, I don't have an Apple Store in my area, nearest one is 2 hours away, I'd rather pay $169 then to have to drive 2 hours and have to fill up my SUV with gas...03-29-2011 12:06 PMLike 0 -
- I'm okay with the refurbished one but it sure would be nice if its a new one...
@andrewu750, that's cool! great to know!!! I'm praying...
@cardfan, I don't have an Apple Store in my area, nearest one is 2 hours away, I'd rather pay $169 then to have to drive 2 hours and have to fill up my SUV with gas...03-29-2011 01:35 PMLike 0 - Yep! I've never had a phone without insurance because I know I'm superclumsy! Even though it costs a little more this time, its so worth it! Had I not had insurance, I would have had to cough up $650 for a phone, NOT!
I know someone that didn't have the insurance and someone stole their phone...oops! He hasn't replaced it yet because he's having to pay for a phone at full retail and not many people have $650 laying around to put on a phone...03-29-2011 01:49 PMLike 0 - Insurance is always for the "what if". It may end up being a waste of money. Maybe not. It wont be a waste for all people. I did lose my BB 9700 a year ago. First time I ever bought insurance and so glad I did.03-29-2011 01:56 PMLike 0
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Insurance on your house, car, life good because loss/destruction of one can put you in financial ruin. Destruction/loss of a cell phone is not going to put you in financial ruin. If it is, then you shouldn't be owning a smartphone and costly data plan in the first place.03-29-2011 02:17 PMLike 0 - I was told by the Verizon rep when I bought my iPhone 4 that they will ONLY give you a brand new replacement, not a refurb. But we all know that not every rep for big red knows what they are talking about.. Lol
Sent from my iPhone using Tapatalk03-29-2011 02:19 PMLike 0 - I can't see how someone can make this claim "insurance is always good". I disagree with that simply because I refuse to insurance something trivial as a cell phone. I don't know about you, but spending $10 a month ($240 for 2 years) on insurance for a cell phone is pretty over-the-top splurging. Given my situation, if I break the glass on my phone I'll pony up $200 to get it fixed via Apple. If I lose or completely FUBAR my phone, then I'll revert back to my old BB Curve.
Insurance on your house, car, life good because loss/destruction of one can put you in financial ruin. Destruction/loss of a cell phone is not going to put you in financial ruin. If it is, then you shouldn't be owning a smartphone and costly data plan in the first place.03-29-2011 02:36 PMLike 0 - I can't see how someone can make this claim "insurance is always good". I disagree with that simply because I refuse to insurance something trivial as a cell phone. I don't know about you, but spending $10 a month ($240 for 2 years) on insurance for a cell phone is pretty over-the-top splurging. Given my situation, if I break the glass on my phone I'll pony up $200 to get it fixed via Apple. If I lose or completely FUBAR my phone, then I'll revert back to my old BB Curve.
Insurance on your house, car, life good because loss/destruction of one can put you in financial ruin. Destruction/loss of a cell phone is not going to put you in financial ruin. If it is, then you shouldn't be owning a smartphone and costly data plan in the first place.03-29-2011 02:37 PMLike 0 -
isht happens
03-29-2011 03:06 PMLike 0 -
- Insurance is good if you can afford it. I for one will not pay the high monthly cost for iPhone insurance. Shoot, I'm already trying to figure out ways to knock a few bucks off my bill. But that's just me. So what does it mean to not have insurance? It means I just have to be less careless with my device. Like I can't see how someone has a phone that retails for over 600 and just leave it laying around for it to get stolen. Now of course some things can happen for the most part, I just can't see it. Even at work, if I am leaving a arm's length from my desk, I'm grabbing my phone. No questions about it. But of course things do happen and it's unfortunate and for those that don't mind paying for it, that's great. But me, I don't mind not having insurance. Of course it's high risk high reward and I'm willing to deal with that.
I don't see why people even have to defend their choice of having of declining insurance. It's a phone and some want to make sure their possession is covered if something happens and others aren't as concerned. Don't see anything wrong with that. I don't like paying car, home, health, life and pet insurance so I'm definitely not going to pay on a phone. But that's just me. And for those that find the value and actually needed the insurance, then no need to defend your decision.Last edited by scorpiodsu; 03-29-2011 at 03:30 PM.
03-29-2011 03:27 PMLike 0 - for those who dont want to pay the 10 or 11 bucks for the asurion insurance can get insurance from either squaretrade.com or worthavegroup.com... i personally got worth ave group cuz it covers every single thing that could go wrong with the phone from accident related or lost/stolen. Plus its only a $50 deductible not $199 like asurion
Last edited by nano2909; 03-29-2011 at 03:58 PM. Reason: addition
03-29-2011 03:55 PMLike 0 - Yes much better
. I was just unlucky. I was using a seidio innocase II combo and somehow my phone popped out of the holster. Didnt notice until after it was too late. I baby my phones but was just unlucky. Now, I wont use a holsters anymore. I have been having better luck with belt pouches
03-29-2011 04:10 PMLike 0 - A deductible is what you have to pay anytime you make a claim. So no, the replacement isn't really free.03-31-2011 02:15 AMLike 0
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- so if something does happen...i have to buy a new one again for the same price that i got for($199) when i agreed to a contract? if i do switch to something like square-trade, like the past page someone says that it's only $50 deductible. so that means if something happens i could get a new one for $50?03-31-2011 05:05 AMLike 0
- Asurion's deductible is based on which phone you have. I have the 16GB iPhone4 so the deductible was $169. I think for the 32GB, its $199. Each time a claim is made, whether damage or lost/stolen, its $169(or $199). Squaretrade is of course another option that some have gotten however I elected to just do Asurion since its what I've used for the past several years.03-31-2011 09:37 AMLike 0
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