1. Raptor007's Avatar
    Finally go it on my X, still need to check my iPad Pro.
    12-05-2017 09:05 PM
  2. Mac Guy's Avatar
    No:

    1) Not using TFA (clunky implementation and not all hardware/software kit is eligible)

    2) iPhone 5s

    Apple says A compatible device with iOS 11.2 and later or watchOS 4.2 and later but I don't know if it can be done with just the Watch.

    As I read that, it looks like just the Watch and 4.2 will work without a compatible phone. But the Watch app isn't showing anything about Apple Pay Cash, just Apple Pay.

    Is anybody using APC with just a Watch and not an eligible phone?
    12-07-2017 11:06 AM
  3. doogald's Avatar
    Is anybody using APC with just a Watch and not an eligible phone?
    No. Frankly, I don't Apple Pay with the watch at all. I much prefer using my iPhone. For one thing, it's a hell of a lot less awkward.

    Changing subject, is everyone aware that Apple Pay Cash requires you to verify your account? I wasn't until I read this article on Tidbits.com. If you go to Settings > Wallet & Apple Pay > Apple Pay Cash and scroll down, if you see "Verify Identity", make sure that you go through those steps (which requires validating your address, birthdate, and last four digits of your SSN.) If you don't verify, the bank that Apple is using for Apple Pay Cash, may close your account, not let you transfer funds until you verify, etc. These are all part of US federal regulation, by the way.
    Lee_Bo likes this.
    12-07-2017 04:51 PM
  4. TripleOne's Avatar
    Nope, it’s not available in Indonesia
    12-08-2017 03:07 AM
  5. Mac Guy's Avatar
    For one thing, it's a hell of a lot less awkward.
    Oh puh-leeeze. It's not at all awkward. I use my Watch all the time. Double click, turn my wrist, tap the Watch on the reader— done. There's nothing awkward about that, and it's a hell of a lot faster than pulling a phone out of a pocket. I've never experienced a situation where using a phone would be remotely less awkward than zero, or faster than using a Watch.

    If there's something about your personal situation, that's a different story. But for me it's a piece o' cake, with extra icing.
    ThePinkChameleon likes this.
    12-08-2017 08:21 AM
  6. doogald's Avatar
    I just pull my phone out with my finger resting on Touch ID and bring the phone close to the reader with my right (dominant) hand rather than my left (non-dominant) hand. I don't have to twist my wrist, double-click anything, or move my arm close to the reader, which seems to always be more toward the right than the left. But, to each his own.
    12-08-2017 10:21 AM
  7. camaroz1985's Avatar
    Used it for the first time today. Requested payment, and it worked flawlessly. I don't know how often I will use it but it is a handy feature.

    The one thing I did find lacking is you can't request money from the watch app, only pay (at least I couldn't find it). I originally only had my debit card setup to use with my watch, and that worked fine for me for Apple pay, but now I had to add it to my phone. If they gave the ability to request money from the watch it would be perfect for me.
    12-08-2017 02:24 PM
  8. Lee_Bo's Avatar
    No because cash monies and debit card works fine.
    What is this "cash" thing I keep seeing? LOL

    Not set up here, mainly because I wouldn't use it.
    12-08-2017 03:09 PM
  9. Mac Guy's Avatar
    But, to each his own.
    Exactly. Every NFC POS reader I've seen so far has the reading area either behind the centrally located display or on the left.

    And I'm still not seeing the 'hell of a less awkward' bit in your method. I admit using the Watch could be tricky for the infirm. If awkwardness is going to rear its ugly head at all, it will be having to reach into a pocket in the first place. But, each to his own.

    And regarding Apple Pay Cash verification— that's not a requirement to set up APC and most users will/would never have to do it. It only affects large and possible frequent cash transfers. But it's trivial to set up, easier and quicker than the mandatory Two Step Authorization.
    12-08-2017 04:14 PM
  10. Mac Guy's Avatar
    Used it for the first time today. Requested payment, and it worked flawlessly. I don't know how often I will use it but it is a handy feature.
    I'll probably need a new phone before I can use it, but I agree it's handy to have. I'll use it from time to time as I'm usually the one of my group who takes care of getting tickets to events, for one thing. This makes it much easier to settle up. The 'Great! How much do I owe you for that?' is easily dispensed with.

    The only hitch is ensuring anybody you might send (or get) 'cash' to (from) has APC set up.


    What is this "cash" thing I keep seeing? LOL
    LOL, I carry some cash but not much. A theater near me used to have a ticket machine outside that I could use before the box office opened or for another day, no queueing up required. Now they use Fandango and charge 'convenience' fees. So I carry some cash.

    My local Safeway started using Apple Pay but it's been down (for them) the last two times I shopped. I'd like to see it used everywhere I want to be.
    Lee_Bo likes this.
    12-08-2017 04:26 PM
  11. doogald's Avatar
    Exactly. Every NFC POS reader I've seen so far has the reading area either behind the centrally located display or on the left.
    I use Apple Pay mostly at three shops - my local grocery store; a local drug store; and a local Whole Foods. All have the reader mounted high, to the right of where you stand when you interact with the cashier, mounted on a little counter.

    And I'm still not seeing the 'hell of a less awkward' bit in your method. I admit using the Watch could be tricky for the infirm. If awkwardness is going to rear its ugly head at all, it will be having to reach into a pocket in the first place. But, each to his own.
    My iPhone sticks out about 3" beyond my hand, the tap location being the top of the phone, as I hold it with my finger on Touch ID. I can do this easily one-handed. With the watch, it's two handed - I have to double-tap the button with my other hand - and then I have to raise my arm and supinate my wrist to point the watch toward the reader (I wear my watch on top of my wrist, not underneath.) My hand doesn't need to travel as far when I use my iPhone.

    *Shrugs*. I just find that a lot more convenient and not awkward at all. I find using the watch a weird, awkward gesture.

    But, sure, if you have a Series 0, Series 1, or Series 2 with an iPhone 5 or 5c without Touch ID, so no Apple Pay on the iPhone, then Apple Pay on the watch with watchOS 3 is awesome. I will Apple Pay over using a credit card every chance that I can get.

    Another advantage is that my iPhone also stores all of my transaction in the wallet app. The one time I used the AW, the watch's wallet app doesn't have a list of transactions, and it did not sync to the iPhone wallet app. (Which makes sense maybe; they use different device account numbers.) I also didn't see it anywhere on the Watch app. I'll have to try again with something small just to see if the wallet app on the watch has changed with watch OS 4, or if it populates somewhere on the Watch app.

    And regarding Apple Pay Cash verification— that's not a requirement to set up APC and most users will/would never have to do it. It only affects large and possible frequent cash transfers. But it's trivial to set up, easier and quicker than the mandatory Two Step Authorization.
    Sure, but it's still good for people to know that they may not have access to their cash unless they verify, that verification requires some personal information, and that this is the same info that you'd need to give to open any bank account (actually, less; only the last four of the SSN.)

    In addition to the Tidbits article link above, here is Apple's support article about verification: https://support.apple.com/en-us/HT207887
    12-08-2017 05:02 PM
  12. bunjy's Avatar
    I set it up already. My big bro even sent me some cash to go towards buying an Apple keyboard for my iPad Pro. Merry Christmas!!!
    12-15-2017 01:01 PM
  13. edd's Avatar
    I’ve used it. I first added a debit card to Apple Pay because I only had a credit card on there previously and I didn’t want to pay fees. I owed my friend $67. He was sitting next to me when we did the transfer. I used Siri, saying “Send Marty $67”. My iPad then displayed a large “$67” on the screen. A couple of seconds later his phone notified him that he received a payment.

    It did not ask me which card to use. It defaulted to the debit, even though the default card is my Amex for Apple Pay. Could be by design. Maybe personal cash transfers avoid using a CC if possible. Cool, if true.
    doogald likes this.
    12-18-2017 05:48 AM
  14. Raptor007's Avatar
    I have it fully set up, need my wife to setup hers, but she doesn't use Apple Pay. I don't think a lot of people I know at work have set it up either or are unaware of it. At least the apps tells you if the person you want to send money to doesn't have it set up, so you can send can txt to them to turn it on and send them cash.
    12-29-2017 09:52 AM
  15. Aztek13's Avatar
    As far as I know, it’s still not available in Canada yet so no fun for me.
    01-05-2018 10:13 AM
  16. iwoodland's Avatar
    I’m looking forward to it in the UK!!
    01-05-2018 10:44 AM
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