Thanks everyone for the warm welcome and all the advice. It was helpful.
I paid a visit to the Apple store to look at the two in person, ask questions, etc (I hardly but anything on a single visit). After looking at both, hands down the XR is the phone for me. Coming from Android not having a button actually works better. I found the screen to be amazing! Sure, the OLED on the XS and XS Max are a bit sharper but let's be honest, this screen is more than enough. And in the end, I much prefer the minimal bezel look.and the notch...I liked or better than I thought.
The next natural question is: do I get Apple care? That's probably a yes. I can get it in the upgrade program or with T-Mobile (if I get it through them) which is another decision.
Anyway, y'all have been a big help. Not sure when I'm gonna pull the trigger but it'll be soon (if my wife doesn't veto me

).
But I'll let y'all know when I've jumped.
