[iMore Question]

Apple Music automatically wants to charge my card for a new purchase...I need to know how to my kids can use the money they have already credited to their accounts from gift cards.

[kch50428]

Unless something has changed... balances on individual AppleIDs should be used before trying any other payment source.

[iOS Gravity]

It shouldn't be asking you that unless the amount of iTunes credit left is not enough to pay for the first month of paid Apple Music service.

[warcraftWidow]

If you have the setting for ask for permission to buy, it will ask the parent every time even for free items (at least for apps my kids don't usually buy music). So it would be asking you even if it will use the iTunes credit first.