[Philip Fisher]

I have a few questions about the card. I am thinking of applying for the Apple Card but not sure.

1. Looking at the Apple Card advertisement, Apple said "no fees, period". Just want to make sure that is accurate and true? I guess you can't have a late fee.

2. If I use the card and have a balance of 2500 and only pay 300 then does Apple charge a fee for it? Discover, for example, charges a fee for it for keeping a balance.

3. It is too bad you can't use the Apple Card like a debit card in the sense where a teenager could use it.

[JML5150]

I have a few questions about the card. I am thinking of applying for the Apple Card but not sure.

1. Looking at the Apple Card advertisement, Apple said "no fees, period". Just want to make sure that is accurate and true? I guess you can't have a late fee.

2. If I use the card and have a balance of 2500 and only pay 300 then does Apple charge a fee for it? Discover, for example, charges a fee for it for keeping a balance.

3. It is too bad you can't use the Apple Card like a debit card in the sense where a teenager could use it.

The "fee" you are talking about is "interest". That's SOP for most if not all credit cards. Thats how the banks and card issuers make money. Essentially they front you with money you don't have, and just ask for a small fee in return as you pay over time. You're just allowing them to "wet their beak" month over month. to your last point, AppleCard Family has launched, so now its possible to share with minors (13 and older) enrolled in Family Sharing.