Recently bought an iPhone 7 and decided not to get the Applecare+. Now after being unsatisfied with screen protectors that fit well or look aesthetically pleasing I'm reconsidering the AC+ and keeping the phone naked. Considering the cost of AC+ phone replacement fee, would it be worthwhile or is it cost effective in the long run to just stick with accessories and hope for the best? I'm thinking $130+$99 vs spending $10-20 every few months or so on accessories. I will be replacing the phone after a year. Please need help to decide before my 30days eligibility runs out. Thanks.