Garz
Retired Moderator
My iPhone is covered as part of my $30,000 in personal property coverage. I can't imaging a $650 claim impacting my premium very much I think my renters is only $260 a year.
Did you endorse the phone on your policy? Many cases it has to be endorsed and has its own seperate coverage for it to be covered. Also, any claim can cost you a claims free discount if you have that discount now. So yes, it can cost you.
Last edited: