With or Without Insurance

**Designed4Him** · 12-23-2011, 12:26 PM

Is anyone brave enough to use there iPhone without any type of insurance or AppleCare??

Sent from HIS WORLD on my iPhone 4S using Tapatalk

**_heatherly** · 12-23-2011, 01:13 PM

I don't have insurance on mine.

**Kehjj04** · 12-23-2011, 01:16 PM

Nope! Verizon ins

**Designed4Him** · 12-23-2011, 01:17 PM

Originally Posted by _heatherly

I don't have insurance on mine.

I dont have any insurance either glad I'm not alone.

**Cleveland** · 12-23-2011, 02:27 PM

I have mine insured on my homeowners policy for full retail + case + screen protector + tax .... $50-$60 a year NO Deductible

**noaim** · 12-23-2011, 02:36 PM

I have my insured just in case (even though im pretty careful)

**verwon** · 12-23-2011, 02:45 PM

I've got AppleCare+ on mine.

Sent from my iOS ecosystem!

**Designed4Him** · 12-23-2011, 02:45 PM

My insurance has a deductible....like 500 bucks

Sent from HIS WORLD on my iPhone 4S using Tapatalk

**cocochannel** · 12-23-2011, 03:40 PM

att insurance. always scared to lose it/ getting mugged lol

**Calebswag7** · 12-23-2011, 03:50 PM

No insurance because I can fix almost anything on the phone. Just scared of it being stolen!

tapatalk on iPad 2 running ios5

**christyr143** · 12-23-2011, 04:48 PM

No insurance here.

**Designed4Him** · 12-23-2011, 07:23 PM

Its good to know I wasn't the only one the opted out of insurance. I wish I can say I can fix anything I know thats a lie.

**Dennisgarcia** · 12-23-2011, 07:25 PM

I have verizon asurion on my iphone 4S 9.99 a month with a 169.99 deductible =(

**cardfan** · 12-23-2011, 08:31 PM

Don't need it. Waste of money.

**iPinkk** · 12-23-2011, 08:45 PM

I have AC+ and I also have Verizons TEC because AC+ doesn't cover lost/stolen phone whereas Verizon does.

i have both to make sure I covered all the bases.

**Kristy_Lyn** · 12-23-2011, 09:04 PM

Just the regular warranty and then I put it on my visa because they double the original manufactures warranty. So I should be good for two years if anything like that happens. (fingers crossed nothing does)

"Hello my name is Kristy. I am an Appleholic"

**Cleveland** · 12-23-2011, 10:50 PM

Originally Posted by Dennisgarcia

I have verizon asurion on my iphone 4S 9.99 a month with a 169.99 deductible =(

Check your homeowners/renters insurance and save yourself some money ...

**Dennisgarcia** · 12-23-2011, 11:43 PM

Originally Posted by Cleveland

Check your homeowners/renters insurance and save yourself some money ...

what do you mean?

**Cleveland** · 12-23-2011, 11:44 PM

Originally Posted by Cleveland

I have mine insured on my homeowners policy for full retail + case + screen protector + tax .... $50-$60 a year NO Deductible

That's what I mean lol

**edd** · 12-24-2011, 03:59 AM

Originally Posted by Cleveland

That's what I mean lol

Is that $50 to $60 a year for the phone alone on top of your regular policy? I'm pretty sure I pay $75/year for renters insurance and $30,000 of coverage.

**spyPhone** · 12-24-2011, 04:32 AM

Nope. Not worth it unless you're extremely clumsy.

**nite732** · 12-24-2011, 08:56 AM

Haven't used it since my first smartphone. It's covered on my homeowners.

**jessedholm** · 12-24-2011, 10:39 AM

nope no insurance. Att only started offering smart phone ins again last year i think. When they offered it to me with the 4s i turned it down cuz the copay is 200 bucks! whats the friggin point! add up the copay plus the monthly fees is just as much as getting a new one. I'm super careful with my phone.

**mtv757#AC** · 12-24-2011, 11:08 AM

bought apple care on mine cuz the fist time i bought a smartphone 2 years ago the seccond day i had it had an incident at work where a above ground pool broke and flooded my phone.

**alphalife** · 12-24-2011, 11:44 AM

I purchased my insurance through Securranty. It covers loss, theft, and accidental damage. There is a 50 dollar deductible and it costs 100 bucks for two years of coverage.

I would definitely rather be safe than sorry with this one. Seems like a no brainer.