- 12-24-2011, 11:53 AM #26
As always, I've gotta recommend SquareTrade. They are reliable, efficient (yes, I've used them!) and they offer great promotions.
Welcome to SquareTrade! - Referral Discounts | SquareTrade | SquareTrade Warranties
- 12-24-2011, 11:59 AM #27
- 12-24-2011, 12:20 PM #28
- 12-24-2011, 12:47 PM #29
AppleCare + costs only $99 for 2 years. That is just $4.125/month!!! AND, you get phone technical support for 2 years as well as replacing your phone twice for damage (max of $49 if replacement required). I know you all may not need Tech Support, but this is my 1st iPhone so...
For $4/month, well worth it, IMO.
- 12-24-2011, 12:53 PM #30
No insurance for me, which is funny because I'm an insurance sales person.lol. But I figure I switch devices so often that it would be a waste of money. I'll probably get the next iPhone, so I don't want insurance for a couple years on a device I probably won't have more than a year.
- 12-24-2011, 01:29 PM #31
- 12-24-2011, 04:33 PM #32
- 12-24-2011, 04:39 PM #33
I did not buy insurance. Last week I broke my iPhone 4, which was out of warranty by 5 months. I took it to the Genius Bar and they gave me a new one (not refurb) with 16 GB for $149 with no contract and a 90-day warranty.
What would it have cost me to buy inusrance and pay a deductable?
By the time the new warranty expires, that line will be eligible for an upgrade.
- 12-24-2011, 05:32 PM #34
- 12-24-2011, 08:39 PM #35
- 12-25-2011, 10:31 AM #36
- 12-25-2011, 11:08 AM #37
- 12-25-2011, 03:46 PM #38
- 12-26-2011, 02:49 AM #39
- 12-27-2011, 02:02 AM #40iMore Intermediate
- 105 Posts
My opinion on this subject is this. If you take care of your iPhone and don't live in an area that is a robbery hotspot, then there's not much point in having insurance in my opinion. I think a lot of these iPhone insurance's are greatly overpriced and are just cashing in on peoples fear of dropping there iPhone mostly. There's only you that can answer the points I mentioned at the beginning of this paragraph, but personally if you are careful and don't live in a robbery hotspot, then I wouldn't bother.
I look at it this way too:
If I had been paying insurance at £15 per month for the last 3 years, that would have cost £540. Now even after this time I have never needed or wanted insurance. Has time goes on the cost would soon reach the cost of a new iPhone, which is a lot of money to pay out and not need it.
- 12-27-2011, 07:45 AM #41
- 12-27-2011, 09:07 AM #42
- 12-27-2011, 09:10 AM #43
- 12-27-2011, 10:44 AM #44
- 12-27-2011, 11:18 AM #46
- 12-27-2011, 11:24 AM #47
- 12-27-2011, 08:20 PM #48
Here in Ontario home insurance claims affect your rates for 5 years. And a lot of companies won't even insure you if you have had such a claim. So definitely be careful when making these kind of claims.
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- 12-28-2011, 10:02 AM #49
- 12-28-2011, 09:08 PM #50