- iPhone Newbie
- 13 Posts
I recently traded my Thunderbolt for an iPhone 4 last month. I had the iPhone 3G and the iPhone 4 on AT&T so I was spoiled by the battery life. I had the highest insurance plan available on the Thunderbolt and when I switched phones, it automatically adjusted to the $10.99 iPhone insurance plan. I called Asurion to ask if it could actually transfer over to me and they said since I have always had an insurance plan on my line that it could switch over and it would be honored. Does anyone know if this really is true?
*I posted this in a different thread but I may get more answers if I post it in a thread of it's own.*
- 06-27-2011, 11:02 AM #2
- 06-27-2011, 11:12 AM #3
- 06-27-2011, 12:30 PM #5
- 06-27-2011, 02:36 PM #6
- 06-27-2011, 11:14 PM #7
- 06-27-2011, 11:22 PM #8
- 06-27-2011, 11:39 PM #9
I had the Total Equipment Coverage, and hell ill gladly pay the $10.99. Like you said, small price to pay for such an expensive piece of equipment. But they didn't even mention it as an option. They just shuffled me off to Apple Care.. Which i suppose is nice, but NOT the same as insurance..
Maybe i will call them again tomorrow and see what they say.
Thanks for the input tho.
- 06-28-2011, 07:52 AM #10
Insurance is in business to make money, Paying deductible is part of the business as $10.99 month alone will not cover the cost.
State Farm stopped covering Iphones and Ipad coverages, contact your agent to verify.
Most insurance companies will not convert an existing policy to a new device as there are no comparison between thunderbolt and an Iphone.
- 06-28-2011, 08:33 AM #11
- 06-29-2011, 12:25 AM #12
- 06-29-2011, 01:24 AM #13
- 06-29-2011, 06:45 PM #14
- 06-29-2011, 10:24 PM #15
- 06-30-2011, 12:41 PM #16
- 06-30-2011, 04:00 PM #17
And i am sure i will get a 1001 reasons i missed why it's not the persons fault, but in general yep, careless.
Last edited by AJ_Watson; 06-30-2011 at 04:03 PM.
- 06-30-2011, 04:22 PM #18
I have had 2 phones stolen from me over the last 15 years of having a cell phone. One was out of my car at a softball game I was playing in. My door was locked and it was in my jockey box. I don't see how this is my fault at all. The second time I had one stolen from me was at work. It was locked in my locker. Again, I don't see how that is my fault.
I think you might need to get off your high horse with this subject.
- 06-30-2011, 07:21 PM #19
- 07-01-2011, 11:01 AM #20
- 07-01-2011, 11:19 AM #21
- 07-01-2011, 11:20 AM #22
It is a well known fact that most times WE make theft easy by doing things that make it easy for the thieves.. Leaving it on the bar while you go to the head, oh im just running into the store for a moment and leaving it on the seat, leaving it anywhere unattended is just asking for it to be stolen. Because while the individual may be oblivious to their surrounding, i assure the thief is well aware of exactly where your wallet/purse/expensive electronic device is even if you are not.
As you clearly stated YOU did all you could to prevent a theft short of hiring a security guard.. But don't for a minute tell me that everyone who has ever had something stolen from them was as diligent as you!
I saw 3 woman at the grocery store this morning wandering the aisles while leaving their cart at the other end, 2 of them had cell phones hanging on them and 1 had car keys.. So unless someone is doing exactly what you did, or is held up and mugged or robbed while sleeping there is usually something more they could have done to prevent it.. Believe me the world is filled with shoddy crooked people just looking for the opportunity to take what you have.. And sadly we as a society make it entirely to easy for them.
Last edited by AJ_Watson; 07-05-2011 at 12:16 AM.
- 07-02-2011, 03:27 PM #23
- 07-03-2011, 05:02 PM #24iPhone Nanite
- 8 Posts
If you break anything Apple will replace the phone for a $199 fee for the 16gig. If you break the back glass they will replace that in store for $30. They have even been known to do both for free. So beyond theft if you are talking about accidental damage the insurance is a complete rip. You will pay $11 a month and then $150 for a replacement unit that will probably be a refurb. So if you damage it after 10 months you will pay $260 for a replacement unit. Pay out the money for Applecare if you like but the insurance for damage is a sham.
- 07-06-2011, 10:58 PM #25
So would anyone buy an Iphone without insurance? I've never had a phone stolen or lost. I've dinged one a little(had no case),but since then I've had cases for them. I'm thinking of getting the iPhone 5 in early 2013. Thanks for anyones thoughts.....