- 06-04-2010, 04:56 PM #26
- 06-04-2010, 05:06 PM #27
- 06-14-2010, 02:48 AM #28iPhone Intermediate
- 144 Posts
Must be different in Australia. $13 covers me if I drop it in the toliet or have it stolen. So if I wanted to upgrade I could throw it out to sea. I must say I have tried the Apple replace program and founmd it fantastic. For $220AUD. Made an appointment on iTunes. When I was there, they started poking round with a torch. They said it had been knocked because they could spot that the chrome wasn't perfectly flush with the rear black plastic cover. I had opened the phone and you can't get the edges to meet up perfectly again. I said don't bother looking over the phone as it's out of Apple warranty. That's when they offered me the iPhone replacement program. They recycle them back at the factory. Great value.
- 06-14-2010, 06:25 AM #29
I'm hearing a lot about Squaretrade. I'm not hearing so much about people actually using them, filing a claim and all that. The accidental is the only worthwhile thing about it. And the deductible is 50.00. Plus you have to send it in and wait for days.
How's this worth having again?
The 15 a month Asurion along with 150 deductible is even worse.
Save your money. Go to apple and either get it swapped or pay for repair the first year. If you don't plan on upgrading next year, get the extended Apple Care. If you're that eager to pay 15 a month, then throw it in a savings account.
- 06-14-2010, 09:36 AM #30
- 06-14-2010, 10:42 AM #31
- 06-14-2010, 10:46 AM #32
- 06-14-2010, 10:50 AM #33
If it covers theft, I will be getting it. I guess I'll be the
only one in this thread. Hah. I rather pay $13/mo
and never need it than pay $700 in one shot for the
Heck, I've never lost a phone in my life either, but I
have the $$$, I might as well.
- 06-14-2010, 10:53 AM #34
- 06-14-2010, 10:56 AM #35
- 06-14-2010, 12:04 PM #36
- 06-14-2010, 12:12 PM #37
- 06-14-2010, 12:33 PM #38
- 06-14-2010, 12:45 PM #39
- 06-14-2010, 01:32 PM #40
- 06-14-2010, 01:51 PM #41
- 06-14-2010, 02:19 PM #42
- 06-14-2010, 04:18 PM #43
- 06-14-2010, 04:32 PM #44
The way i read it is you add it on through the app store.
I'm guessing the reason for the high rates is the resale value of iphones. What's to keep someone from saying its "lost", paying 200 for a claim, and then having two iphones? And we all know what a new iphone 4 would bring you on ebay or whatever.
- 06-23-2010, 02:05 PM #45
- 06-23-2010, 04:16 PM #46
- 11-02-2010, 11:17 AM #47
reviving an old thread...I got the insurance from Asurion as peace of mind. People are saying is not worth it but the whole point of insurance is for "just in case" and accidents don't happen for fun no matter how careful you might be, the whole reason insurance companies even exist!
Anyways Asurion charges a flat monthly fee of $11.99 with $199.00 deductible for the iphone 4. Do the math, assuming the your tied in the 2 yrs service with your carrier and you'll keep your iphone till your contract is up, 2 yrs = $287.76 and let'sa say you loose/break/stolen it twice within the 2 yrs, that's $398.00, total cost of 2 replacement iphones plus your monthly fees added up = $685.76
That's about the same price you would pay retail at Apple for just 1 iphone. Even more if you have the 32GB (same dect. for 16 or 32 GB)
The maximum claim is twice per year and your are one of those who just doesn't have any luck.
2 yrs = $287.76
4 claims = $796.00
Total = $1,083.76
W/O ASURION: (*if you lose it 4 times)
4 x iphones 4 16GB = $2,400 + tax
4 x iphones 4 32GB = too much $$$
So no matter what its worth it...i like to take care of my products very well but I also hate babying something that was meant to be used..well used like a portable phone!
This is just my personal opinion...
- 11-02-2010, 11:44 AM #48
- 11-02-2010, 11:48 AM #49
- 11-02-2010, 12:02 PM #50