Best Insurance Company for a 3GS?
I got the 3GS when it came out, and now I am shopping around for an insurance plan, because if something happens to this phone, I will be SOL cause I can't buy a new one for $500+
I saw Best Buy is offering a plan that covers everything for $15 a month. Seems steep, but if it covers EVERYTHING, it would give me some piece of mind. Is there any other 3rd party companies I should be looking at that would also cover everything? (ie:liquid damage, cracked screens, cracked casing, etc)
- 06-26-2009, 01:00 PM #2
- 06-26-2009, 01:02 PM #3
The best that I've found is Square Trade. They are owned by E-Bay. They pay replacement cost (out of contract cost), with no deductible. The only thing not covered is loss or theft.
Mine is insured for $600, which is what it would cost to replace.
Do a Google search for "Square Trade Coupons" and you can save at least 20% off their quoted price. I paid $120.00 for a three year warranty
- 06-26-2009, 01:16 PM #5iPhone Newbie
- 42 Posts
The best thing to do is check with your insurance agent first about covering your Personal Computer (not cell phone, iphone has cell phone features).
State Farm (california) is giving me an awesome rate to protect them under a personal articles policy, which covers everything except intentional damage with no deductible. You generally need another policy with the insurance company to get a PAP. If not get squaretrade, they are the best (have 2 years left on my policy with accidental damage rider)
- 06-26-2009, 01:24 PM #6
- 06-26-2009, 01:29 PM #7
- 06-26-2009, 01:54 PM #9
- 06-26-2009, 09:02 PM #10
- 06-26-2009, 10:07 PM #11
- 06-26-2009, 11:23 PM #12
What about this Joint?
I called AAA (who I have for Home Insurance) and they said no go for any iPhone Loss or Damage Policy. They will cover for Theft though.
What about these guys? Anyone have any experience?:
iPhone Insurance Vs. The Competition
12 FAQ'S ABOUT iPHONE COVERAGE
Only Wireless Wardrobe covers lost, stolen, liquid & physical damage!
We are the original iPhone Protection Services Company on the net.
Do not be fooled by those that say they can "insure or warranty" your iPhone.
We have taken all the guess work out of getting the coverage your iPhone deserves.
Your replacement iPhone will be NEW IN BOX, just as if you purchased it from the store.
Geek Squad: "Tested" refurbished parts are virtually as good as new." Yeah Right!!
Only Wireless Wardrobe Inc. covers your iPhone even AFTER 30 days from activation.
Squaretrade.com will only "warranty" your iPhone within 30 days of purchase.
CompCoach.com charges $50-$100 per claim and ships you refurbished iPhones.
InsureYourPhone.com only offers coverage in "select Florida counties."
Claims can be processed easily on our website, no need to wait on HOLD!
Your replacement will be received in 3-5 days, Guaranteed!
12 month complete coverage: $89.99
24 month complete coverage: $119.99
36 month complete coverage: $149.99
Insure your SmartPhone
THERE WILL BE A 60 DAY PROBATIONARY PERIOD FOR EACH NEW INSURANCE CUSTOMER TO PREVENT FRAUDULENT CLAIMS FROM PRE-EXISTING CONDITIONS RESULTING IN DAMAGE PRIOR TO PURCHASING OUR INSURANCE COVERAGE.
They appear to be located in Michigan - not sure I trust any Insurance outfit located in Michigan...
- 06-27-2009, 04:23 PM #13
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- 07-06-2009, 12:57 AM #19
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- 07-06-2009, 12:16 PM #21
- 07-06-2009, 04:03 PM #22
My 3G and my girlfriend's centro are covered for $30 a year through my state farm renter's insurance. $50 deductible. Since mine was bought on craigslist and I only have an employee line, I don't have the option of getting any early upgrades or discounts. My only option is ebay or craigslist so I made sure to have it covered based on replacement cost on ebay.