I just got Squaretrade instead of AppleCare+for my iphone 5. I used Alli's $10 discount and paid $89.00 for two years. Thanks Alli. Squaretrade covers four accidents instead of Apple's two. You can also get your phone replaced at any Apple Store or at their facility according to their website.
I can never say enough good things about SquareTrade.
On that note...when my parents recently switched to iPhones (June or July), I dutifully sent my father the discount link. He did not follow through. Yesterday my mother fell, dropped her iPhone, and broke the screen. Now she's looking for somewhere cheap to get her screen replaced. <sigh>