Hmm. So I wonder why, if I'm _by_ an ATM, I would need the app...
Because when you're walking into AT&T field, your phone knows to suggest the MLB app, which integrates with iBeacons and enhances the ballpark experience. It's all or nothing with Apple. Either you shut it off and never allow it to suggest anything, or leave it on and have it sometimes suggest ridiculous apps, like a banking app when you're ALREADY at the bank. All or nothing.
Btw - I'm a Dodgers fan, but I used AT&T field as an example, not an endorsement of SF. GO KC!!!
Nerd