Why isn't my Predictive word using text not working?

I

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Predictive word using text not working

Predictive as gone to small gray line no suggestions and also when texting my IPhone 5s is saying what I'm typing in text?
 

Kelly Carr

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Aug 3, 2015
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I have a 5c & even the grey line is gone. I just changed phones & its still like that. Could it be a defect in the SIM card?
 

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